Ripple (XRP) is a digital payment protocol facilitating fast and cost-effective cross-border transactions. The XRP ledger (XRPL) manages transactions on a decentralized blockchain, facilitating transactions through the Ripple transaction protocol (RTXP). In contrast to most cryptocurrencies, XRP is not mined over time; instead, its entire supply of 100 billion tokens was pre-established. Ripple’s unique technology, …