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As US Expands Subprime Mortgage Program, Is a New Crisis Looming?


The Federal Housing Administration, a division of the U.S. Department of Housing and Urban Development, has recently adopted new guidelines widening the scope of condo purchases eligible for lower down payment loans insured by the government. While that could lead to more members of certain social...

Are Paid Crypto Groups Worth Your Money?


In the eternal struggle to predict the crypto market, ‘paid groups’ have risen in popularity. While such groups assume various forms, they essentially involve paying one or more crypto analysts for access to a channel – usually on social media – in which the payer receives trading tuition, buy...

The Ethics of Web Performance


Tim Kadlec on the issues surrounding poor web performance and why it’s so important for us to care about making our sites as fast as possible: Poor performance can, and does, lead to exclusion. This point is extremely well documented by now, but warrants repeating. Sites that use an excess...

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