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Fed Reveals Guidelines for Crypto Banks Who Want to Open ‘Master Accounts’


The Federal Reserve (Fed)'s governing board has unveiled guidelines that will standardize applications for “master accounts” from institutions “with novel charters,” including “cryptocurrency custody banks and their trade associations.”... Read More: Fed Reveals Guidelines for Crypto Banks Who Want...

Russian Banks to ‘Start Handling Digital Ruble by 2024’


A Russian central bank digital currency (CBDC) could be around the corner, with commercial banks in the country now being told by the central bank to prepare to handle a digital ruble within the next two years. According to a document dated August 11 and issued by the Bank of Russia –...

Why Celsius and Voyager Were More Like Uninsured, Quasi-Banks


William D. O'Connell, PhD Candidate, Political Science, the  University of Toronto.______ There is a well-known saying shared by both crypto experts and skeptics: “Not your keys, not your coins.” The phrase, popularized by Bitcoin entrepreneur Andreas Antonopoulos, refers to how the contents of...

Bank of Russia Aims for Full Launch of Digital Ruble in 2024


The Central Bank of Russia plans to begin the comprehensive implementation of the digital ruble two years from now, according to a paper detailing its monetary policy priorities for the 2023 – 2025 period. As the development of the state-issued digital currency continues, the monetary...

How Central Banks and CBDCs Could End Democracy


Ori Freiman, Postdoctoral Fellow, Centre for Ethics, the University of Toronto._____  In recent years, we have witnessed a growing interest in the idea of central bank digital currencies. Similar to cash, central bank digital currencies are a form of money issued by central banks. ... Read More:...

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